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Insurance with international solutions

In principle, the Federal Health Insurance Act holds that health insurance is solely mandatory for those living in Switzerland.

The bilateral agreement between Switzerland and the EU/EFTA has resulted in changes for certain categories of residents of EU/EFTA Member States, i.e. pensioners, frontier workers and those receiving unemployment benefits in Switzerland.

For all other categories of residents abroad, the system remains the same and there is no legal framework for the provision of health insurance coverage by Swiss insurance companies. Health insurers may (but are not required) to offer health insurance products to Swiss Abroad.

We recommend that you contact your insurance company directly to ask if it offers the possibility of health insurance abroad.

If this is not the case, we can provide you with the addresses of companies who do offer international health insurance.

Our partner insurance companies also offer solutions for the Swiss abroad. For a specific offer, please get in touch with them directly using the contact details below:

ASN Advisory Services Network AG
International health insurances
Bederstrasse 51, PO Box 1585
8027 Zurich, Switzerland
Tel. +41 43 399 89 89
www.asn.ch / info@asn.ch

International Health Plan
by CSS Versicherung AG
PO Box 2568
6002 Lucerne
Switzerland
Tel. +41 58 277 16 87
www.css.ch/ihp

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